Daftar Isi:
  • This study aims to analyze whether the LDR, IPR, APB, NPL, IRR, BOPO, and FBIR have a significant effect on ROA simultaneously and partially to the Regional Development Bank. The samples are three banks, namely: BPD south Kalimantan; BPD Bali; BPD Aceh. Collection methods in this research is collection data from publication financial report of regional bank in Bank Indonesia website starts from the first quarter of 2010 to two quarter of 2014. Data analysis techniques in this research is descriptive analysis and use of multiple linear regression analyzes. The results showed that the LDR, IPR, APB, NPL, IRR, BOPO, and FBIR have a significant effect on ROA simultaneously on the Regional Development Bank. IPR, NPL, IRR, and BOPO partially the negative effects that does not have a significant impact on the ROA Regional Development Bank. LDR and FBIR partially have no significant positive effect on ROA in the Regional Development Bank. On the other hand, partially APB have a significant negative effect on ROA in the Regional Development Bank. Key words : Regional Development Bank, LDR, IPR, APB, NPL, IRR, BOPO, FBIR, ROA