Daftar Isi:
  • Bank is a financial which has core activity to collect finance from society that is distributed directly to them in a credit or the other services. The purpose of the research is to examine the influece of loan to ratio deposite (LDR), investing policy ratio (IPR) non performing loan (NPL)interest rate ratio( IRR) Netto foreign exchange (PDN) operational expenses and operational income ( BOPO) ) fee based Income ratio (FBIR) Return on Asset (ROA) Return On Equity (ROE) To CAR by simultance and partial. This research using quarterly I, 2016 – Quarterly IV 2020. Subject of the research using foreign exchange of BUSN BANK taht registered in Indonesia stock excange (BEI).Technic that is used to take sample using purposive sampling that is PT Bank Maspion Indonesia Tbk, PT Bank Multiarta Sentosa Tbk dan PT Bank Nasional Nobu Tbk. The kind of the research uses secondary data that the documentation by using analyzing multiple linear regression. The research explains 1) LDR, IPR, NPL, IRR, PDN, BOPO, FBIR, ROA, ROE. Simultaneously that has a significant influence to CAR Variable 2) FBIR, ROE partially that influence negative that is significant not suitable to CAR Variable 3) LDR, IPR NPL by partially has a significant negative effect on the CAR variable 4) IRR, ROA partially that influence positive that is significant to CAR Variable 5) PDN, BOPO by partial that influence positive that is not significant to CAR Variable. Keywords: Liquidity, Sensitivity, Asset Quality, Efficiency, Bank Profitability