Pengaruh Sikap Keuangan dan Literasi Keuangan terhadap Perencanaan Keuangan Keluarga dengan Tingkat Pendapatan sebagai Variabel Moderasi
Daftar Isi:
- The purpose of this research is to determine the influence of financial attitude and financial literacy to family financial planning in Surabaya with income as a moderating variable. Total of respondents from this research are 121 respondents with criteria as a actor management of family, and have a family income at least Rp. 4,000,000 per month, and domiciled in Surabaya city. The analysis technicall used in this research is Structural Equation Modeling (SEM) with the PLS test equipment. The results explain that financial attitudes have a significant positive effect on family financial planning in Surabaya. Financial literacy has no effect and income wasn’t able to moderate the effect of financial literacy on family financial planning in Surabaya.