Daftar Isi:
  • This research is an experimental study that aims to examine the relationship between Financial Knowledge, Age, and Locus of Control on Saving Behavior. A sample of 244 respondents, taken in Gerbangketosusila region (Gresik, Bangkalan, Mojokerto, Surabaya, Sidoarjo, and Lamongan) by purposive sampling and snowball sampling. Characteristics of respondents such as they live in Gerbangkertosusila and have an income equal to Rp. 4.000.000. Using Structural Equation Modeling on WrapPLS 7.0, The results showed that financial knowledge had a significant positive effect on saving behavior, internal locus of control had a significant positive effect on saving behavior, age had a positive and not significant relate to saving behavior. Keywords : saving behavior, financial knowledge, internal locus of control, age