Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Pasar, Efisiensi terhadap Return On Aset pada Bank Umum Swasta Nasional Konvensional Non Devisa
Daftar Isi:
- The bank is an institution of community financial management to improve the economy at large. The research objective is to recognize the influence of Loan to Deposit Ratio (LDR), Investing Policy Ratio (IPR), Non Performing Loans (NPL), Troubled productive assets (APB), Interest Rate Risk (IRR) and Fee Based Income Ratio (FBIR) on Return on Asset (ROA) in parsia or simultaneously. The period of this study from TW I 2014 to TW II 2019 subjects of this study was the National Non-Foreign Exchange Conventional Private Commercial Bank. The sampling technique is purposive sampling with samples of International Harda Bank, Ina Perdana Bank and Mitraniaga Bank. The results of this study explain that 1.) LDR, IPR, NPL, APB, IRR, FBIR simultaneously have a significant effect on ROA. 2.) LDR, IPR, NPL have an insignificant positive effect on ROA. 3.) IRR has an insignificant negative effect on ROA. 4.) APB has a significant negative effect on ROA. 5.) FBIR has a significant positive influence on ROA. 6.) FBIR has the most dominant influence on ROA Keyword: Liquidity, Asset Quality, Market Sensitivity, Efiiciency, Profitabillity