Pengaruh Risiko Usaha dan GCG terhadap Skor Kesehatan Bank pada Bank Umum Swasta Nasional Non Devisa
Daftar Isi:
- Banks have a important role for the community, so banks must continye to improve their performance. The purpose of this research is to determine whether LDR, IPR, LAR, NPL, CKPN on Credit, IRR, BOPO, FBIR, and GCG have significant influence either simultaneously or partially. This research uses the population of National Private Non Foreign Exchange Commercial Bank with purposive sampling technique. The data used are secondary data taken from the website of the Financial Sevices Authory and InfoBank research bureau, with data collection methods using documentation method and data analysed using linear regression analysis. The results of this research indicate that LDR, IPR, LAR, NPL, CKPN on Credit, IRR, BOPO, FBIR, and GCG simultaneously have a significant effect on health score of National Private Non Foreign Exchange Commercial Bank. LAR, NPL, IRR, FBIR, and GCG partially have non-significant negative effects. LDR have a significant positive effect. IPR have a non-significant positive effect. BOPO and CKPN on Credit have significant negative effects on the health score of National Private Non Foreign Exchange Commercial Bank. BOPO has a significant negative effect. The meaning that liquity risk, credit risk, operational risk, market risk, and GCG have a significant influence on the health score of banks in the Non-Foreign Exchange National Private Bank which is the research sample.