Pengaruh Rasio Likuiditas, Kualitas Aset, Efisiensi dan Solvabilitas Terhadap Return On Assets (ROA) Pada Bank Umum Syariah Non Devisa
Daftar Isi:
- The purpose of this study was to determine whether a variable FDR, APB, NPF, REO and FACR partially or simultaneously have influence significant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. The population in this study was Non Foreign Exchange National Commercial Sharia Bank. Samples in reseach are Bank BCA Syariah, Bank BRI Syariah, BJB Syariah, Bank Panin Syariah, Syariah Bukopin, and Victoria Syariah. The data and collecting methode in this research uses secondary data and documentation. The data are taken from published financial report of Non Foreign Exchange National Commercial Sharia Bank from second quarterly at year 2010 untuil first quarterly at year 2015. The technique of data analysis uses descriptive analysis and multiple linear regression analysis.. The results of the research showed that FDR, APB, NPF, REO and FACT simultaneously have influence significant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. FDR partially have influence positive significant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. APB partially have influence negative unsignificant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. NPF partially have influence positive unsignificant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. REO partially have influence negative significant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. FACR partially have influence negative significant toward ROA on Non Foreign Exchange National Commercial Sharia Bank. The most dominant variable is REO. Keywords : Liquidity Ratio, Asset Quality Ratio, Eficiency Ratio and Solvability Ratio