Pengaruh Likuiditas, Kualitas Aktiva, Sensitivitas, Efisiensi, dan Profitabilitas Terhadap Capital Adequacy Ratio (CAR) Pada Bank Pembangunan Daerah
Daftar Isi:
- This research aims to find out whether LDR, IPR, LAR, APB, NPL, IRR, BOPO, FBIR, and NIM have significant influence either simultaneously or partial. This research uses population in Regional Development Bank. Sample is chosen based on sampling technique using purposive sampling. The used data variety is secondary data. The data collection method uses documentation. The technique of data analysis uses Multiple Regression Analysis. Based on the calculation and hypothesis result is known that LDR, IPR, LAR, APB, NPL, IRR, BOPO, FBIR, and NIM towards CAR of Regional Development Bank simultaneously have significant influence. LDR has insignificant positive influence. IPR has insignificant negative influence. LAR has insignificant positive influence. APB has insignificant negative influence. NPL has insignificant positive influence. IRR has insignificant positive influence. BOPO has insignificant positive influence. FBIR has significant positive influence, and NIM has insignificant negative influence. Keywords: Regional Development Bank, Liquidity, Asset Quality, Sensitivity, Efficiency, Profitability