Daftar Isi:
  • This research aims to determine whether the ratio of NPL, LDR, ROA, and CAR can be used for predicting the financial distress of the people's Bank in Central Java Province. The sample used in this reseacrh was 348 of the people's Bank in Central Java Province during the observation period 2012-2014. The sampling technique used was purposive sampling. The data used in this reseacrh is secondary data. This research using a logistic regression analysis as a means test. The results of this research indicate that financial ratio affects the likelihood of financial distress of the people's Bank in Central Java Province. The results show a ratio of NPL and CAR can be used for predicting financial distress and has a significant relations while LDR and ROA ratio cannot be used for predicting financial distress because the relations is not significant. Keywords: Financial Ratios, Financial Distress