Daftar Isi:
  • Banks are the financial institution that have function as the intermediary between the two parties such as those who need fund and those who have excessive fund. This research aim to analayze whether LDR, IPR, LAR, NPL, APB, IRR, BOPO, and FBIR simultaneously and partially have significant effect on ROA. these data were taken from published financial report of the Non foreign national banks from firs quarter of 2014 until four quarter of 2018. It used secondarydata taken by means of documentation method. Multiple regression analysis was used for analysi. It shows that LDR, IPR, LAR, NPL, APB, IRR, BOPO, and FBIR simultaneously have significant effect on ROA. Next variable LAR, APB, IRR and FBIR, partially have positive insignificant effect on ROA. And then, LDR, IPR, NPL, partially have negative and insignificant effect on ROA, but variable BOPO partially have negative and significant on ROA. Keyword : LDR, IPR, LAR, NPL, APB, IRR, BOPO and FBIR