Pengaruh Pembiayaan Jual Beli, Dan Pembiayaan Bagi Hasil Te Rhadap Profitabilitas Pada Bank Umum Syariah Di Indonsia
Daftar Isi:
- The purpose of this study is to find out and analyze the financing of Murabahah, Istishna, Musyarakah and Mudharabah simultaneously having an influence on Islamic commercial banks in Indonesia. The population in this study is Islamic public banks in Indonesia and selected according to the criteria taken, with a purposive sampling technique. This researcher uses secondary data taken from the quarterly financial statements of 2014 to the third quarter of 2018 with a sample consisting of Bank Jabar Banten, Bank Mandiri Syariah, BRI Bank Syariah, Bank Syariah Bukopin and Bank Muamalat Indonesia. The data analysis technique used is multiple linear regression analysis and descriptive analysis. The results showed that partially musyarakah and mudharabah financing had a positive effect on profitability, while in a nutshell murabahah financing had a negative effect on profitability. But for istishna financing does not affect profitability. Key Word : Murabahah, Istishna, Musyarakah, Mudharabah, Profitability