Pengaruh Literasi Keuangan, Religiusitas Dan Gaya Hidup Terhadap Perilaku Pengelolaan Utang Masyarakat Di Surabaya
Daftar Isi:
- This research to examine the effect of financial literacy, religiusity and lifestyle on debt management behavior. The sample in research 331 respondents in the city of Surabaya, they were chosen by Purposive Sampling. The criteria of respondents in research is respondents domiciled in the city of Surabaya, have debt, and family finance management. The analysis in research uses Structural Equation Modeling in PLS (Partial Least Square) software. The results of research is indicate that financial literacy and religiusity have a significant positive effect on debt management behavior. While lifestyle has a positive but not significant effect on debt management behavior. Keyword :debt management behavior, financial literacy, religiusity, and lifestyle.