Pengaruh Literasi Keuangan Dan Good Governance Terhadap Kinerja Usaha Kecil Dan Menengah Di Jawa Timur
Daftar Isi:
- Small and Medium Enterprises (SMEs) have an important role in economic development in Indonesia. SMEs becomes the government's concern in creating economic policies. The purpose of this study was to examine the effect of financial literacy which includes debt literacy, book literacy, budgeting literacy and good governance on the performance of SMEs in East Java. This study uses a purposive sampling method. The sample in this study amounted to 177 respondents who were managers of SMEs in Surabaya, Gresik, Sidoarjo and Mojokerto. The technique to analyze the data use Partial Least Square-Structural Equation Modelling (PLS-SEM). The results of this study explain that debt literacy has a significant negative effect on the performance of SMEs. Meanwhile, accounting literacy, budgeting literacy and good governance have a significant positive effect on the performance of SMEs in East Java. Keywords : good governance, budgeting literacy, bookkeeping literacy, debt literacy, SMEs