Pelaksanaan Pembiayaan Murabahah pada Produk Mikro Express untuk Meningkatkan Pendapatan di Bank Mitra Syariah Kantor Cabang Tuban
Daftar Isi:
- The majority of the population in Indonesia are Muslim, so that people need sharia-based financial institutions to avoid practices usury in the economy. With this desire, a Sharia Bank emerged in both the city and in the remote villages. Bank Mitra Syariah Tuban Branch Office is one of the privately owned Islamic banks that have financing products using murabahah contracts. Murabahah Financing has derivative products, namely Financing Micro Express, which is a special funding aimed at market savings customers who have businesses in traditional markets. The existence of financing is Micro Express expected to be able to help customers to increase inventory and be able to expand their business. The purpose of writing is to understand the implementation of financing Micro Express and find out how much the contribution of financing Micro Express to increase income murabahah at Bank Mitra Syariah Tuban Branch Office. This research includes descriptive research where data obtained using the method of observation, interviews and documentation. The results of the research obtained were in the implementation of financing Micro Express using contracts murabahah and additional contracts wakalah. As well as the role of financing Micro Express in increasing income murabahah as a whole is not so significant because the percentage is still far below the target. Keywords: Murabahah Financing, Micro Express and Income