Daftar Isi:
  • The purposes of this study is to determine influence significant LDR, APB, NPL, IRR, PDN and FBIR toward ROA simultaneously and partially on Bank Umum Swasta Nasional Devisa Go Public. The population in this study is Bank Umum Swasta Nasional Devisa Go Public. The sample are Bank BRI Agroniaga, Tbk, Bank QNB Indonesia, Tbk, Bank Artha Graha Internasional, Tbk. The data collection method used the documentation and the data is taken from the OJK’s website starting from the first quarter of 2014 to the fourth quarter of 2018. The data analysis technique used is multiple linear regression analysis. The results of this study indicate that LDR, APB, NPL, IRR, PDN and FBIR simultaneously have a significant effect on ROA. PDN partially has a significant positive effect on ROA. NPL and FBIR have a significant negative effect on ROA. However, APB and IRR have insignificant negative effects on ROA. LDR has an insignificant positive effect on ROA.