PENGARUH LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS, DAN EFISIENSI TERHADAP PROFITABILITAS PADA BANK UMUM SWASTA NASIONAL NON DEVISA
Daftar Isi:
- Profitability is one of indicator appropriate to measure the performance of a bank. This research aims to analyze whether Liquidity, Asset Quality, Sensitivity, and Efficiency simultaneously and aprtially have significant effect on Profitability. It uses secondary data taken by means of documentation method. These data were raken from published financial report of the non-foreign exchange private national bank from periode 2013 until of 2017. Sampling technique used was purposive sample. Multiple linear regression analysis was used for analysis. Based on the results of the analysis showed that the risk of Liquidity as measured by LDR positive effect not significant and as measured by IPR negative effect is not significant. The ratio of quality assets which are measured by the APB positive effect not significant and as measured by the NPL negative effect was not significant. The ratio of Sensitivity is measured by the ratio of the IRR is positive effect is not significant. The Efficiency ratio is measured by a negative significant and influential BOPO as measured by the influential FBIR positively insignificant. Keyword : Liquidity, Asset Quality, Sensitivity, Efficiency, and Return On Asset (ROA).