Pengaruh rasio likuiditas, rasio kualitas aktiva, rasio Sensitivitas pasar dan rasio efisiensi terhadap Return on asset pada bank umum Swasta nasional devisa Di indonesia
Daftar Isi:
- ROA is one of indicator used to measure the bank profitability. Profitability is the ability of banks to generate or earn profits effectively and efficiently. The purpose of this research is to investigate whether the independent variables of LDR, IPR, NPL, APB, IRR, PDN and FBIR both simultaneously and partially have significant effect on ROA and which variable has the dominant effect on ROA. Population in this research is foreign exchange national private bank in Indonesia period 2013-2017. The data used is data secondary quarter from the financial report published by the OJK. The technique of sample is purposive sampling. The analysis method used is linear regression analysis, hypothesis test that is determinant coefficient, test F and test T. The sample consists of PT. Mestika Dharma Bank, Tbk, PT. BRI Agroniaga Bank, Tbk and PT. Capital Indonesia Bank, Tbk. The result of the research indicates that LDR, IPR, NPL, APB, IRR, PDN, BOPO and FBIR simultaneously has significant effect on ROA. Yet, partially BOPO, IRR and FBIR has significant effect on ROA. The dominant variable is BOPO with a contribution of 37,57 percent. Keywords : Liquidity, Asset Quality, Market Sensitivity, Eficiency, Return On Asset