PENGARUH LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS, EFISIENSI, DAN PROFITABILITAS TERHADAP CAR PADA BANK UMUM SWASTA NASIONAL DEVISA
Daftar Isi:
- CAR is one indicator used to measure the bank capital adequacy. Capital for bank is used to absorb loss emerged from banking activities, and as the basis of some policies released by Indonesia B ank. This research tries to investigate whether the independent variables of LDR, LAR, IPR, APB, NPL, IRR, FBIR, PDN, BOPO, ROA, ROE, and NIM both simultaneously and partially have significant effect on CAR and which variable has the dominant effect on CAR . This research uses secondary data taken from financial statements from period I Quarterly of 2011 until II Quarterly in 2016 of the national private banks. The sample consists of PT. WOORI Saudara Bank, Tbk, PT. Mestika Dharma Bank, Tbk, and PT. QNB Indo nesia Bank, Tbk. The data were processed by using SPSS 24.0 input results to see effect simultaneously as well as. It shows that LDR, LAR, IPR, APB, NPL, IRR, FBIR, PDN, BOPO, ROA, ROE, and NIM simultaneously have significicant effect on CAR. Yet, partiall y, only ROA have significant effect on CAR. The most dominant is LAR that is 44,35 percent. Keywords: Liquidity Ratio, Asset Quality Ratio , Sensitivity Ratio , Efficiency Ratio , Profitability Ratio.