ANALISIS RASIO KEUANGAN SEBAGAI INDIKATOR DALAM MEMPREDIKSI KESEHATAN BANK UMUM SYARIAH DI INDONESIA
Daftar Isi:
- The condition of Indonesia’s economy had deterioration as an effect of economic crisis in Asia in 1997. One of result of the economic crisis is collapse of a number of banks which are unable to continue their bussiness. But since the presence of Islamic Banks until now, there has not been a single one of Islamic Banks that has been declared bankrupt. It doesn’t mean Islamic Banks can’t be filed for bankrupty remain a company and any company could get a bankrupty. Therefore, analysis of financial ratios CAMEL can be used by Islamic Banks in judging the condition of Islamic Banks, are in good health or unhealthy and make it as an early warning system.From the results of research, in 2009 there weere 1 bank which was declared healthy, 2 banks are quite healthy, and 2 bank less healthy. In 2010 and 2011 there are 2 banks was declaed healthy, adn 3 banks quite healthy. For 3 years observation, there is no Islamic Bank which was declared unhealthy. Keywords: Health of Islamic Banks, CAMEL