PENGARUH DANA PIHAK KETIGA, MODAL SENDIRI, NISBAH BAGI HASIL, LAR DAN CAR TERHADAP PEMBIAYAAN MUSYARAKAH PADA BANK UMUM SYARIAH DI INDONESIA
Daftar Isi:
- This study to purposed to know the effect of third -party funds, equity, profit and loss sharing, LAR ( Loan to Assets Ratio ) and CAR ( Capital Adequacy Ratio ) of the Musharaka financing on Islamic banks in Indonesia. The sampling method is purposis sampling, which is based on the criteria or considerations. This study is for 5 years, starting in 2008-2012. The samples are 11 Islamic banks, but after appropriate screening criteria have been determined, the final sample as many as 10 Islamic banks. The independent variable in this study is the third -party funds, equity, profit and loss sharing, LAR and CAR, the dependent variable is the Musharaka financing. The method used to test the hypothesis in this study is the Normality Test, F Test, Test R2, t test and Data analysis processed by SPSS program. The results of this study indicate that partially Third Party Funds, profit and loss sharing, LAR and influential CAR effect on Musharaka financing. Whereas own capital variable does not affect the Musharaka financing. Keywords: Third Party Funds, Equity, Profit and Loss Sharing, LAR, CAR and Musharaka Financing