Daftar Isi:
  • This study aims to analyze whether the LDR, NPL, IRR, ROA and CAR have a significant effect, simultaneously and partially, on cost efficiency in The Regional Development Banks. The sample used in this study are five banks, namely: BPD Kalimantan Timur, PT Bank DKI, PT BPD Jawa Barat and Banten,Tbk, PT BPD Jawa Tengah and PT BPD Jawa Timur. Data and data collecting methods in this research is secondary data cited from financial statements of regional development banks in Indonesia, starting from the first quarter of 2009 until the fourth quarter of 2012. The method used in this efficiency level measured by Data Envelopment Analysis and its effect on LDR,NPL,IRR,ROA,and CAR which is analyzed by multiple regresion analysis method.The result shows that the IRR, simultaneously, has a positive effect on cost efficiency in the regional development banks. LDR,NPL,ROA and CAR have an negative effect on cost efficiency in the regional development banks. Keyword: Liquidity, Asset Quality, Sensitivity, Profitability,Solvency and cost efficiency xiii