PENGARUH RISIKO USAHA TERHADAP RETURN ON ASSET(ROA) PADA BANK UMUM SWASTA NASIONAL DEVISA
Daftar Isi:
- The title of this research is the influencebusiness risk of the return of assets (ROA) in the international commercial bank. In conducting its operations, the bank has one goal is profit. To measure the ability of bank to profit by using ratio of return on assets (ROA) . The criteria used in this study is bank with total assets between Rp. 15 Trilion to Rp. 25trilion as of June 2012. Based on these criteria, was selected of the sample population this stuy there ara 4 (four) bank there areBankArtha Graha International, Bank Economic Raharja, Bank ICBC Indonesia,andBankSinarmas. The result of the research has that variabel LDR, NPL, BOPO, IRR, PDN, FACR, FBIR and BOPO simultaneously significant effect on the Bank‟s ROA. Partially LDR, NPL, BOPO, IRR, PDN, FACR, FBIR and BOPO have significan effect to work ROA. Amons the seven independent variabeles BOPO have the most dominant contribution. Keywords :Bussiness Risk, Return On Asset (ROA).