ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK UMUM SYARIAH DI INDONESIA DENGAN METODE CAMELS DAN RBBR TAHUN 2014
| Main Authors: | Muhammad Yusuf, Septi Riana Susanti |
|---|---|
| Format: | Book |
| Terbitan: |
STIE Indonesia Banking School
, 2015
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| Subjects: | |
| Online Access: |
http://lib.ibs.ac.id:80/index.php?p=show_detail&id=2662 http://lib.ibs.ac.id:80/images/docs/cover_ibs.jpg.jpg |
Daftar Isi:
- The research objective is to understand bank’s health rate that islamic banking in Indonesia banking sub-sector period 2014. Bank’s health rate is assessed through Risk-Based Bank Rating method which includes four factors such as risk profile, Good Corporate Governance,, earning and capital of each bank. This research did a comparison between CAMELS method and RBBR , which compares the components RBBR ie risk profile , good corporate governance , earnings and capital and CAMELS components namely Capital , Assets, Earnings and Likuidity. Of bank’s health rate based on earning with Return On Asset analysis has shown that some banks are not healthy with Return On Asset below 1.25 %. The assessment with Net Interest Margin indicates that some banks are healthy. The assessment based on capital by Capital Adequacy Ratio shows positive result for each bank. In general, each bank has Capital Adequacy Ratio aboved 10 %. Considering these results, each bank in healthy category. Results of comparative analysis of eleven Commercial Bank ranked based measurements as measured by the method CAMELS and RBBR more effective use of them RBBR BNI Syariah , Bank Muamalat Indonesia , Bank Syariah Mandiri , BRI Syariah , Bank Panin Syariah and Bank Bukopin Syariah Keywords: Bank’s Health Rate, Risk-Based Bank Rating, CAMELS.