Pengaruh Faktor Internal Bank dan Makroekonomi Terhadap Return on Assets pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia
| Main Author: | Siagian, Theresia Debora |
|---|---|
| Other Authors: | Irawati, Nisrul |
| Format: | Bachelors application/pdf |
| Bahasa: | ind |
| Terbitan: |
, 2018
|
| Subjects: | |
| Online Access: |
http://202.0.107.133/handle/123456789/1159 |
Daftar Isi:
- 150521007
- This study aims to identify and analyze the effect of internal factors bank (Capital Adequacy Ratio, Non Performing Loan, Deposit to Assets Ratio, Operating Expense Operating Income, and Loan to Deposit Ratio) and macroeconomics (Inflation and Gross Domestic Product) towards the Return on Assets on the banking companies on the Indonesia stock exchange period in 2011-2016. The data used is secondary data obtained from the financial statements of banking companies listed in Indonesia Stock Exchange. The analytical method used is descriptive statistical and methods of statistical analysis using multiple linear regression. The results showed that simultaneously Capital Adequacy Ratio, Non Performing Loan, Deposit to Assets Ratio,Operating Expense Operating Income, Loan to Deposit Ratio, Inflation, and Gross Domestic Product positive and significant to Return on Assets. Partially indicates that the Capital Adequacy Ratio, Deposit to Assets Ratio, Loan to Deposit Ratio and Inflation positive insignificant, Non Performing Loan a significant negative effect, Operating Expenses Operating Income significantly negative effect, while Gross Domestic Product is negative and not significant effect toward the Return on Assets on the banking companies on the Indonesia Stock Exchange period 2011-2016.
- Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh faktor internal bank (Capital Adequacy Ratio, Non Performing Loan, Deposit to Assets Ratio, Beban Operasional terhadap Pendapatan Operasional, dan Loan to Deposit Ratio) dan makroekonomi (Inflasi dan Produk Domestik Bruto) terhadap Return on Assets pada perusahaan Perbankan di Bursa Efek Indonesia periode tahun 2011-2016. Jenis data yang digunakan adalah data sekunder yang bersumber dari laporan keuangan perusahaan perbankan yang terdaftar di Bursa Efek Indonesia. Metode analisis yang digunakan adalah analisis statistik deskriptif dan metode regresi linier berganda. Hasil penelitian secara serempak menunjukkan bahwa Capital Adequacy Ratio, Non Performing Loan, Deposit to Assets Ratio, Beban Operasional terhadap Pendapatan Operasional, Loan to Deposit Ratio, Inflasi dan PDB berpengaruh positif dan signifikan terhadap Return on Assets. Secara parsial menunjukkan bahwa Capital Adequacy Ratio, Deposit to Assets Ratio, Loan to Deposit Ratio dan Inflasi berpengaruh positif tidak signifikan, Non Performing Loan berpengaruh negatif signifikan, Beban Operasional terhadap Pendapatan Operasional berpengaruh negatif signifikan, sedangkan Produk Domestik Bruto berpengaruh negatif dan tidak signifikan terhadap Return on Assets pada perusahaan perbankan di Bursa Efek Indonesia periode 2011-2016.