IMPLEMENTASI BANGUNAN EKONOMI ISLAM PADA PRODUK PEMBIAYAAN MUDHARABAH DI BANK SYARIAH

Main Author: Trimulato, Trimulato
Format: Article info application/pdf eJournal
Bahasa: eng
Terbitan: Sekolah Tinggi Agama Islam Negeri Bengkalis , 2016
Online Access: http://journalbengkalis.ac.id/index.php/akademika/article/view/22
http://journalbengkalis.ac.id/index.php/akademika/article/view/22/16
Daftar Isi:
  • Shariah banking has had a strong legal law in the presence of shariah banking Act number 21 of 2008. The presence of shariah banking in Indonesia are increasingly in demand by the public. Currently the market share of shariah banking has translucent 5%, and the asset side continues to rise well. Shariah banking attached profit and loss sharing system, only financing products in shariah banking still dominated by the sale and purchase murabahah financing. Murabahah financing accounted for 60, 725%. While the contract for the results contribute only 39.275%. Shariah banking are part of Islamic economics can not be separated, so that all the products of shariah banking should be in line with the concept of building an Islamic economy. The aim of research to determine the development of financing in shariah banking and Islamic economics implemtasi building on the product of financing in shariah banking. The results of this paper shows the development of financing products in the development of shariah banking was minimal. With an average growth of only about 3,326%. Thus need support in order to continue to be developed. Products of financing has fulfilled the concept of building an Islamic economy, only one thing that does not fit that assurance requirements specified on the product of financing in Islamic banks, is considered unfair to customers funds.