LAPORAN TUGAS AKHIR ANALISA PROSES PENCAIRAN KREDIT MULTI GUNA DI PD. BPR SERANG CABANG ANYAR
| Main Author: | FRANS TAMBOLON, MICHAEL |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | ind |
| Terbitan: |
, 2015
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| Subjects: | |
| Online Access: |
https://eprints.untirta.ac.id/2476/1/ANALISA%20PROSES%20OENCAIRAN%20KREDIT%20MULTI%20GUNA%20DI%20PD.BPR%20SERANG%20CABANG%20AN2.pdf https://eprints.untirta.ac.id/2476/ |
Daftar Isi:
- ABSTRACT Analysis Implementation of Credit Providing in PD. BPR Serang Cabang Anyar, Michael Frans Tambolon, Final Report, Diploma III Finance and Banking Economics and Bussiness Faculty of Sultan Ageng Tirtayasa University, Serang, Banten, Year 2015. The credit analysis is an evaluation upon the credit appealing (either new credit appealing, the extension/renewing, and restructuring) upon the appropriateness of the debtor. There are several credit evaluatin principles that are often completed. They are 5C, which are: the evaluation of character, capacity, capital, collateral, and the debtor’s condition of economy. In PD.BPR Serang Cabang Anyar, the evaluation against the creditappealing starts from examining the file of credit appealing of the debtor candidates, followed with the investigation of loan file, to credit appropriateness evaluation using the analysis of 5C. whereas before the decision of the credit providing, after the credit approprianteness evaluation, there will be the first interview, location observation (survey on the spot), and second interview. Nevertheless, upon the application on the field, there are several risen obtaclesthat cause the utilization of 5C upon the analysis of credit providing could not be completed optimally, caused by the economical condition, the Bank management, and state’s political circumstances. Key Words: Credit, Analysis.