PENYELESAIAN SENGKETA KREDIT PADA PERBANKAN DENGAN AGUNAN RUMAH DITINJAU DARI HUKUM PERIKATAN
| Main Author: | SIREGAR, ROSALINDA |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | ind |
| Terbitan: |
, 2016
|
| Subjects: | |
| Online Access: |
https://eprints.untirta.ac.id/11274/1/PENYELESAIAN%20SENGKETA%20KREDIT%20PADA%20PERBANKAN%20DENGAN%20AGUNAN%20RUMAH%20DITINJAU%20DARI%20HUKUM%20PERIKATAN.pdf https://eprints.untirta.ac.id/11274/ |
| ctrlnum |
11274 |
|---|---|
| fullrecord |
<?xml version="1.0"?>
<dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><relation>https://eprints.untirta.ac.id/11274/</relation><title>PENYELESAIAN SENGKETA KREDIT 
PADA PERBANKAN DENGAN AGUNAN RUMAH 
DITINJAU DARI HUKUM PERIKATAN</title><creator>SIREGAR, ROSALINDA</creator><subject>K Law (General)</subject><description>Banks as financial institutions conducting business in one of them is
giving credit to the public as required in Article 1 paragraph (2) of Law No. 10 of
1998. Given the risky loans, it required the transfer of collateral (guarantee) by the
debtor aiming for loan repayment if debtors in default at a later date. One thing
that can be guaranteed in the provision of credit facilities, land or a residential
house. The research problem is about the implementation of the loan using the
home mortgage banking and credit dispute resolution process in the banking
sector in terms of the Law of Commitments. This type of research is normative
juridical research with engineering approach through laws related to the research.
Source materials research is a primary law, secondary, and tertiary collected by
using documentation, whereas the data analysis performed in this study is
qualitative. The results showed that the credit guarantee agreement raises the legal
relationship between the creditor (lender) and the credit recipient (debtor), to
regulate the rights and obligations of each party according to the agreement that
has been agreed upon. Credit agreements need to be made in writing, either be
notarized or under hand to provide legal certainty to each party. Agreement credit
guarantee can apply legally for elements of the terms validity of agreements credit
guarantees are met as the provisions of Article 1320 of the Civil Code, and each
party is subject to the terms of the agreement credit guarantee (Clause Assurance)
agreed that. Therefore, in order to provide legal certainty for the bank in the face
of credit risk, any guarantees necessary legally binding which entitles the bank to
execute the guarantee when the debtor in default. Credit dispute settlement can be
reached by each party is dependent on negligence or default clause in the credit
agreement any legal remedies that may be taken in the event of a dispute. Efforts
legal dispute settlement (credit dispute) can be reached through the mediation
efforts or through legal channels</description><date>2016</date><type>Thesis:Thesis</type><type>PeerReview:NonPeerReviewed</type><type>Book:Book</type><language>ind</language><identifier>https://eprints.untirta.ac.id/11274/1/PENYELESAIAN%20SENGKETA%20KREDIT%20PADA%20PERBANKAN%20DENGAN%20AGUNAN%20RUMAH%20DITINJAU%20DARI%20HUKUM%20PERIKATAN.pdf</identifier><identifier> SIREGAR, ROSALINDA (2016) PENYELESAIAN SENGKETA KREDIT PADA PERBANKAN DENGAN AGUNAN RUMAH DITINJAU DARI HUKUM PERIKATAN. Master thesis, UNIVERSITAS SULTAN AGENG TIRTAYASA. </identifier><recordID>11274</recordID></dc>
|
| language |
ind |
| format |
Thesis:Thesis Thesis PeerReview:NonPeerReviewed PeerReview Book:Book Book |
| author |
SIREGAR, ROSALINDA |
| title |
PENYELESAIAN SENGKETA KREDIT
PADA PERBANKAN DENGAN AGUNAN RUMAH
DITINJAU DARI HUKUM PERIKATAN |
| publishDate |
2016 |
| topic |
K Law (General) |
| url |
https://eprints.untirta.ac.id/11274/1/PENYELESAIAN%20SENGKETA%20KREDIT%20PADA%20PERBANKAN%20DENGAN%20AGUNAN%20RUMAH%20DITINJAU%20DARI%20HUKUM%20PERIKATAN.pdf https://eprints.untirta.ac.id/11274/ |
| contents |
Banks as financial institutions conducting business in one of them is
giving credit to the public as required in Article 1 paragraph (2) of Law No. 10 of
1998. Given the risky loans, it required the transfer of collateral (guarantee) by the
debtor aiming for loan repayment if debtors in default at a later date. One thing
that can be guaranteed in the provision of credit facilities, land or a residential
house. The research problem is about the implementation of the loan using the
home mortgage banking and credit dispute resolution process in the banking
sector in terms of the Law of Commitments. This type of research is normative
juridical research with engineering approach through laws related to the research.
Source materials research is a primary law, secondary, and tertiary collected by
using documentation, whereas the data analysis performed in this study is
qualitative. The results showed that the credit guarantee agreement raises the legal
relationship between the creditor (lender) and the credit recipient (debtor), to
regulate the rights and obligations of each party according to the agreement that
has been agreed upon. Credit agreements need to be made in writing, either be
notarized or under hand to provide legal certainty to each party. Agreement credit
guarantee can apply legally for elements of the terms validity of agreements credit
guarantees are met as the provisions of Article 1320 of the Civil Code, and each
party is subject to the terms of the agreement credit guarantee (Clause Assurance)
agreed that. Therefore, in order to provide legal certainty for the bank in the face
of credit risk, any guarantees necessary legally binding which entitles the bank to
execute the guarantee when the debtor in default. Credit dispute settlement can be
reached by each party is dependent on negligence or default clause in the credit
agreement any legal remedies that may be taken in the event of a dispute. Efforts
legal dispute settlement (credit dispute) can be reached through the mediation
efforts or through legal channels |
| id |
IOS3442.11274 |
| institution |
Universitas Sultan Ageng Tirtayasa |
| institution_id |
89 |
| institution_type |
library:university library |
| library |
Perpustakaan Universitas Sultan Ageng Tirtayasa |
| library_id |
598 |
| collection |
Repository Universitas Sultan Ageng Tirtayasa |
| repository_id |
3442 |
| subject_area |
Administrasi Negara dan Militer Akuntansi Arsitektur |
| city |
KOTA SERANG |
| province |
BANTEN |
| repoId |
IOS3442 |
| first_indexed |
2023-03-04T21:43:12Z |
| last_indexed |
2023-04-29T09:38:27Z |
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dc |
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1764503520520699904 |
| score |
17.538404 |