STANDAR PROSEDUR PEMBERIAN KREDIT MIKRO UTAMA DALAM MENCEGAH KREDIT BERMASALAH PADA PT. BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk. KCP SUDIRMAN SERANG
| Main Author: | AYU SEPTIANI, ANISA |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | ind |
| Terbitan: |
, 2016
|
| Subjects: | |
| Online Access: |
https://eprints.untirta.ac.id/10663/1/STANDAR%20PROSEDUR%20PEMBERIAN%20KREDIT%20MIKRO.pdf https://eprints.untirta.ac.id/10663/ |
Daftar Isi:
- Main Microcredit is a credit services for micro entrepreneurs who have a business in the economic sector productive potential and deserves to be empowered in business development and enhancement efforts. Standard procedure for granting main micro-credit is a way to find out the debtor company was worth it or not for a given loan and to avoid non-performing loans in the future. Regional Development Bank of West Java and Banten, Tbk. KCP Sudirman attack as regional companies doing banking, is one source of local revenue and one of its products is the main micro-credit. With the granting of credit in accordance with SOP (Standard Operating Procedure) At PT. Regional Development Bank of West Java and Banten Serang Sudirman KCP will minimize the risk of a credit crunch by making prevention efforts are implemented at the bank. Research conducted by the author uses descriptive method which is a method for describing and outlining a result of the study but not used to make broader conclusions. With the data obtained for the standard procedure of granting micro-credit major and what efforts are made to prevent Credit rating troubled banks. Based on the research that the standard procedure of applied bank has been good with the results seen in 2015-2016 melting of data showed no borrowers who have problem loans with collectibility CURRENT value . By doing so the bank should maintain the credit quality and performance of the bank has been good for the better