ANALISIS PENGARUH PEMBIAYAAN MUDHARABAH DAN MUSYARAKAH TERHADAP TINGKAT PROFITABILITAS PADA BANK SYARIAH MANDIRI
| Main Authors: | Nurul, Hasanah, Taufiq, Wijaya, S.H.I, M.S.I |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2017
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| Subjects: | |
| Online Access: |
http://eprints.iain-surakarta.ac.id/388/1/Nurul%20Hasanah.pdf http://eprints.iain-surakarta.ac.id/388/ |
Daftar Isi:
- ABSTRACT The aim of this research was to analyse the effect of mudharabah and musyarakah funding on profitability level at Mandiri Sharia Bank. The method of this was quantitative descriptive which the population was all of Mandiri Sharia Bank financial statement monthly. The sampling technique used saturated- sampling so obtained the research sample in the form of Mandiri Sharia Bank financial statement monthly in the period of 2013-2015. The dependent variable (Y) in this research was profitability formulated by using Return on Assets (ROA). The independent variable (X) include: mudharabah funding (X1) and musyarakah funding (X2). The data analysis method used multippled regression linear analysis. As for data processing was using SPSS for Windows Release 20.0. The research results showed that mudharabah and musyarakah funding there was effect on profitability Return on Assets (ROA) of Mandiri Sharia Bank in the period of 2013-2015 as partially. The results of analysis were known that mudharabah funding have the influence more dominant compared than musyarakah funding on profitability Return on Assets (ROA) of Mandiri Sharia Bank 2013-2015 periods. Keyword: mudharabah funding, musyarakah funding, profitability Return on Assets (ROA) ABSTRAK Tujuan penelitian ini untuk menganalisis pengaruh pembiayaan mudharabah dan musyarakah terhadap tingkat profitabilitas pada bank syariah mandiri. Metode penelitian menggunakan metode deskriptif kuantitatif dengan populasi adalah semua laporan keuangan bulanan Bank Syariah Mandiri. Teknik pengambilan sampel menggunakan metode sampling jenuh sehingga diperoleh sampel penelitian berupa laporan keuangan bulanan Bank Syariah Mandiri periode 2013-2015. Variabel dependen (Y) dalam penelitian ini adalah profitabilitas yang diproksikan menggunakan Return on Assets (ROA). Variabel independen (X) meliputi: pembiayaan mudharabah (X1) dan pembiayaan musyarakah (X2). Metode analisis data menggunakan analisis regresi linier berganda. Pengolahan data menggunakan program SPSS for windows release 20.0. Hasil penelitian menunjukkan bahwa pembiayaan mudharabah dan pembiayaan musyarakah berpengaruh signifikan positif terhadap profitabilitas Return on Assets (ROA) Bank Syariah Mandiri periode 2013-2015 secara parsial. Hasil analisis diketahui pembiayaan mudharabah mempunyai pengaruh lebih dominan dibandingkan pembiayaan musyarakah terhadap profitabilitas Return on Assets (ROA) Bank Syariah Mandiri periode 2013-2015. Kata kunci : pembiayaan mudharabah, pembiayaan musyarakah, profitabilitas (ROA)