PENGARUH INFLASI, SUKU BUNGA DAN NILAI TUKAR TERHADAP NON PERFORMING FINANCING (STUDI PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA PERIODE 2013-2015)
| Main Authors: | Umi, Uswatun, Marita, Kusuma Wardani, S.E., M.Si., Ak |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | eng |
| Terbitan: |
, 2017
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| Subjects: | |
| Online Access: |
http://eprints.iain-surakarta.ac.id/367/1/22.%20Umi%20Uswatun.pdf http://eprints.iain-surakarta.ac.id/367/ |
Daftar Isi:
- ABSTRACT This research aimed to determine: (1) the effect of Inflation toward Non Performing Financing of Islamic, (2) the effect of BI Rate toward Non Performing Financing of Islamic, (3) the effect of exchange rate of rupiah toward Non Performing Financing of Islamic, and (4) toward Non Performing Financing of BPRS 2013-2015 periods. The research design was quantitative. The population in this research was the Bank Pembiayaan Rakyat syariah in the period time of 2013-2015. The sampling technique was purposive sampling method and. Data analysis conducted through multiple regression analysis. The results showed that: (1) Inflation had no positive and significant effect toward Non Performing Financing, evidenced by the unstandardized beta coefficient value of 1,246 with significance of 0,222. (2 ) BI Rate had positive and significant effect toward Non Performing Financing, evidenced by the unstandardized beta coefficient value of 3,693 with significance of 0.001 (3) Exchange Rate of Rupiah had no positive and significant effect toward Non Performing Financing, evidenced by the unstandardized beta coefficient value of - 0,371 with significance of 0,470. Keywords: Non Performing Financing, Inflation, BI Rate, Exchange Rate. ABSTRAK Penelitian ini bertujuan untuk mengetahui: (1) Pengaruh Inflasi terhadap Non Performing Financing Bank Pembiayaan Rakyat (BPR) Syariah, (2) Pengaruh Suku Bunga (BI Rate) terhadap Non Performing Financing Bank Pembiayaan Rakyat (BPR) Syariah, (3) Pengaruh Nilai Tukar Rupiah terhadap Non Performing Financing Bank Pembiayaan Rakyat (BPR) Syariah. Periode penelitian ini adalah tahun 2013-2015. Penelitian ini bersifat Kuantitatif. Populasi dalam penelitian ini adalah Seluruh Bank Pembiayaan Rakyat (BPR) Syariah periode tahun 2013 sampai dengan 2015. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah teknik sampel jenuh. Teknik analisis data yang digunakan adalah Regresi Linier Berganda. Hasil penelitian menunjukkan bahwa: (1) Variabel Inflasi tidak berpengaruh secara signifikan terhadap Non Performing Financing dengan koefisien regresi sebesar 1,246 dan signifikansi 0,222. (2) Variabel Suku Bunga berpengaruh secara signifikan terhadap Non Performing Financing dengan koefisien sebesar 3,693 dan signifikansi 0,001. (3) Variabel Nilai Tukar tidak berpengaruh signifikan terhadap Non Performing Financing dengan koefisien regresi sebesar -0,731 dan signifikansi 0,470. Kata kunci: Inflasi, Suku Bunga, Nilai Tukar, dan Non Performing Financing.