Risiko Pembiayaan Modal Kerja Di Bank Jatim Syariah
| Main Authors: | Taufan Indrasasmita, Imron Mawardi |
|---|---|
| Format: | Article PeerReviewed Book |
| Bahasa: | ind |
| Terbitan: |
Dept. Ekonomi Syariah FEB Universitas Airlangga
, 2019
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| Subjects: | |
| Online Access: |
http://repository.unair.ac.id/101327/1/Imron%20Mawardi_Karil%2033_RISIKO%20PEMBIAYAAN%20MODAL.pdf http://repository.unair.ac.id/101327/2/Imron%20Mawardi_Peer%20Review033.pdf http://repository.unair.ac.id/101327/ https://e-journal.unair.ac.id/JESTT/article/view/17463 http://dx.doi.org/10.20473/vol6iss20199pp1770-1782 |
Daftar Isi:
- The results showed that the risk management process of working capital financing at Bank Jatim Syariah consists of risk identification, risk analysis, risk control and risk evaluation. The main risks in working capital financing are credit risk, reputation risk, and liquidity risk. Bank Jatim Syariah mitigates credit risk by analyzing risk using six methods of Bank Jatim Syariah analysis, which are management analysis, financial analysis, character analysis, facility analysis, business environment condition analysis and collateral analysis or guarantee. After conducting this analysis, Bank Jatim Syariah uses 3R control, which is rescheduling, restructuring and reconditioning.