Analisis Faktor-Faktor Internal yang Mempengaruhi Non Performing Financing (NPF) pada Koperasi Jasa Keuangan Syariah (KJKS) Kota Padang Menggunakan Pendekatan Kelembagaan yang Ditinjau dari Sisi Ekonomis dan Sosiologis
| Main Author: | Sisca, Vitri |
|---|---|
| Format: | Thesis NonPeerReviewed Book |
| Bahasa: | ind |
| Terbitan: |
, 2017
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| Subjects: | |
| Online Access: |
http://scholar.unand.ac.id/25714/1/Cover%20dan%20abstrak%20pdf.pdf http://scholar.unand.ac.id/25714/2/BAB%20I%20pdf.pdf http://scholar.unand.ac.id/25714/3/BAB%20V%20Penutup%20Pdf.pdf http://scholar.unand.ac.id/25714/4/DAFTAR%20PUSTAKA%20Pdf.pdf http://scholar.unand.ac.id/25714/5/Tugas%20Akhir%20Ilmiah%20Utuh.pdf http://scholar.unand.ac.id/25714/ |
Daftar Isi:
- This study aims to determine and analyze the influence of internal factors such as FDR, BOPO and ROA with Non Performing Financing ratio (NPF) and using institutional approach to know the role of financing in terms of economic and sociological aspects of Koperasi Jasa Keuangan Syariah (KJKS) in Padang City. The sample used for this research is 10 KJKS which include inefficient co-operative with criteria of decreasing return to scale (DRS). The type of this research is verifikative deskriptive with quantitative approach using secondary data that is annual financial report KJKS. Methods of data collection in this study using questionnaires and study documentation. The results showed that 1) the FDR and BOPO variables did not affect the NPF. 2) ROA has a significant negative effect on NPF. 3) Financing of KJKS in terms of economic aspects has been able to meet the needs of members and can realize the economic equity so as to achieve the welfare of members. 4) Judging from the sociological aspects of financing of KJKS able to provide access to the poor in obtaining funds and reduce social inequality. Keywords: non performing financing, FDR, BOPO, ROA