ANALISIS KINERJA KEUANGAN BANK DENGAN METODE EAGLES (Studi pada Bank Swasta Devisa yang Terdaftar di Bursa Efek Indonesia Periode 2015-2021)
Daftar Isi:
- This study aims to determine the financial performance of private foreign exchange banks listed on the IDX for the 2015-2021 period using EAGLES analysis. The population of this research is 27 private foreign exchange banks listed on the Indonesia Stock Exchange in 2015-2021. Sampling using purposive sampling technique and obtained 15 foreign exchange private banks. The data used is secondary data, namely the financial statements of the annual financial statements published in 2015-2021. The research method uses quantitative descriptive analysis. The results showed that financial performance in terms of earning ability with the ratio of Return On Assets (ROA) there are 2 banks with less healthy performance, while based on the ratio of Return On Equity (ROE) there are 2 banks with less healthy performance. Financial performance analysis in terms of asset quality as a whole shows good performance. Analysis of financial performance in terms of Growth Rate with Deposit Growth Rate (DGR) ratio there are 3 banks with poor performance, while based on Loan Growth Rate (LGR) ratio there are 3 banks with poor ratio. Analysis of financial performance in terms of liquidity with Loan Deposit Ratio (LDR) ratio, there is one bank with unhealthy performance. Analysis of financial performance in terms of equity with the ratio of Capital Adequacy Ratio (CAR) as a whole shows a very healthy performance, while based on the ratio of Core Capital Ratio (CCR) overall shows a good performance. Analysis of financial performance in terms of Strategic Response Quotient with SRQ by Out Interest there are 4 banks that have good performance, while based on the ratio of SRQ by Personnel there are 8 banks with good performance. Keywords : Earning Ability, Asset Quality, Growth Rate, Liquidity, Equity, and Strategy Response Quotient.