Solving Capital Problem in SMEs With Asset-Based Investment Policy

Main Author: Maichal
Format: Article
Terbitan: Proceeding UNISBANK INTERNATIONAL CONFERENCE – 29-30 August 2013 – ISBN: 978-979-3649-82-5 – Universitas STIKUBANK Semarang , 2014
Subjects:
Online Access: http://dspace.uc.ac.id/handle/123456789/341
ctrlnum 123456789-341
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format Journal:Article
Journal
author Maichal
title Solving Capital Problem in SMEs With Asset-Based Investment Policy
publisher Proceeding UNISBANK INTERNATIONAL CONFERENCE – 29-30 August 2013 – ISBN: 978-979-3649-82-5 – Universitas STIKUBANK Semarang
publishDate 2014
topic Asset-Based Investment Policy
Individual Development Accounts
Small and Medium Business (SMEs)
url http://dspace.uc.ac.id/handle/123456789/341
contents Small and Medium Business (SMEs) products in Indonesia have low competitiveness. This happens because of the constraints faced by SMEs to gain access to capital, thus adversely affect the ability of SMEs to develop a business. Asset-Based investment policy is a form of policy that can help SMEs overcoming the problem of capital. Asset-based investment program policy is one method of growing investment in developed countries to empower low-income communities. This paper aims to provide an implementation of asset-based investment policy concept in Indonesia as a solution to capital problem experienced by SMEs. The method used in this paper is a qualitative method with a literature review perspective. The results indicate that the asset-based investment policy through individual development accounts scheme can be used by the government to provide assistance for SMEs, where the aid can be more productive compared with Bantuan Langsung Sementara Masyarakat(BLSM).
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