PENERAPAN PRINSIP SYARIAH DALAM LEMBAGA PERASURANSIAN DI INDONESIA
| Main Author: | Susamto, Burhanuddin |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Fakultas Syariah
, 2013
|
| Subjects: | |
| Online Access: |
http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/3000 http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/3000/4891 |
| ctrlnum |
article-3000 |
|---|---|
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<dc schemaLocation="http://www.openarchives.org/OAI/2.0/oai_dc/ http://www.openarchives.org/OAI/2.0/oai_dc.xsd"><title lang="en-US">PENERAPAN PRINSIP SYARIAH DALAM LEMBAGA PERASURANSIAN DI INDONESIA</title><creator>Susamto, Burhanuddin</creator><subject lang="en-US">Hukum Islam; Hukum Bisnis Islam</subject><subject lang="en-US">Fatwa; Perasuransian; Regulasi</subject><description lang="en-US">The  fact  that  the  insurance  business  institution  has  become  part  of   Indonesian  people life. However, the question whether the practice of insurance is a legitimate according to Shari’a law? To respond to these questions, DSN-MUI has issued some fatwas in order to practice the practice of insurance in accordance with Islamic principles to avoid gharar (uncertainty), gambling (gambling), riba (interest), zulmu (persecution), riswah (bribes), illicit goods, and immoral. Actually those fatwas had an impact so that the government was “forced” to adopt the principles of sharia into some regualasi insurance. This paper will  discuss  the  regulatory  aspects  in  addition  will  also  discuss  how  the  application  of Shari’a principles to the insurance agency. Kenyataan bahwa usaha perasuransian telah menjadi bagian dari kehidupan masyarakat di  Indonesia.  Namun  yang  menjadi  pertanyaan,  apakah  praktik  perasuransian  itu  sah hukumnya menurut tinjauan syariat? Untuk merespon pertanyaan tersebut, DSN-MUI telah   mengeluarkan  beberapa  fatwa  agar  praktik  perasuransian  sesuai  dengan  prinsipprinsip  syariah,   sehingga  terhindar  dari   gharar  (ketidakjelasan),  maisir  (judi),  riba (bunga), zulmu (penganiayaan), riswah (suap), barang haram, dan maksiat. Fatwa-fatwa tersebut ternyata telah memberikan pengaruh sehingga pemerintah ”terpaksa” mengadopsi prinsip-prinsip syariah ke dalam beberapa regualasi perasuransian. Tulisan ini selain akan mengkaji  aspek  regulasi  perasuransian,  juga  mengkaji  bagaimana  penerapan  prinsipprinsip syariah ke dalam lembaga tersebut.</description><publisher lang="en-US">Fakultas Syariah</publisher><contributor lang="en-US"/><date>2013-06-30</date><type>Journal:Article</type><type>Other:info:eu-repo/semantics/publishedVersion</type><type>Other:</type><type>File:application/pdf</type><identifier>http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/3000</identifier><identifier>10.18860/j-fsh.v5i1.3000</identifier><source lang="en-US">Journal de Jure; Vol 5, No 1: Juni 2013</source><source lang="id-ID">De Jure: Jurnal Hukum dan Syari'ah; Vol 5, No 1: Juni 2013</source><source>2528-1658</source><source>2085-1618</source><language>eng</language><relation>http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/3000/4891</relation><recordID>article-3000</recordID></dc>
|
| language |
eng |
| format |
Journal:Article Journal Other:info:eu-repo/semantics/publishedVersion Other Other: File:application/pdf File Journal:eJournal |
| author |
Susamto, Burhanuddin |
| title |
PENERAPAN PRINSIP SYARIAH DALAM LEMBAGA PERASURANSIAN DI INDONESIA |
| publisher |
Fakultas Syariah |
| publishDate |
2013 |
| topic |
Hukum Islam Hukum Bisnis Islam Fatwa Perasuransian Regulasi |
| url |
http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/3000 http://ejournal.uin-malang.ac.id/index.php/syariah/article/view/3000/4891 |
| contents |
The fact that the insurance business institution has become part of Indonesian people life. However, the question whether the practice of insurance is a legitimate according to Shari’a law? To respond to these questions, DSN-MUI has issued some fatwas in order to practice the practice of insurance in accordance with Islamic principles to avoid gharar (uncertainty), gambling (gambling), riba (interest), zulmu (persecution), riswah (bribes), illicit goods, and immoral. Actually those fatwas had an impact so that the government was “forced” to adopt the principles of sharia into some regualasi insurance. This paper will discuss the regulatory aspects in addition will also discuss how the application of Shari’a principles to the insurance agency. Kenyataan bahwa usaha perasuransian telah menjadi bagian dari kehidupan masyarakat di Indonesia. Namun yang menjadi pertanyaan, apakah praktik perasuransian itu sah hukumnya menurut tinjauan syariat? Untuk merespon pertanyaan tersebut, DSN-MUI telah mengeluarkan beberapa fatwa agar praktik perasuransian sesuai dengan prinsipprinsip syariah, sehingga terhindar dari gharar (ketidakjelasan), maisir (judi), riba (bunga), zulmu (penganiayaan), riswah (suap), barang haram, dan maksiat. Fatwa-fatwa tersebut ternyata telah memberikan pengaruh sehingga pemerintah ”terpaksa” mengadopsi prinsip-prinsip syariah ke dalam beberapa regualasi perasuransian. Tulisan ini selain akan mengkaji aspek regulasi perasuransian, juga mengkaji bagaimana penerapan prinsipprinsip syariah ke dalam lembaga tersebut. |
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