PENYELESAIAN KREDIT MACET DENGAN JAMINAN FIDUSIA PADA BANK PERKREDITAN RAKYAT WALET JAYA ABADI YOGYAKARTA
| Main Authors: | , Pikko Bayu Mardadi, , Dwi Haryati, S.H. M.H. |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2012
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/99227/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=55388 |
Daftar Isi:
- This research was intended to identify process of nonperforming loan resolution in Bank Perkreditan Rakyat (BPR) Walet Jaya Abadi with fiduciary guarantee and to identify obstacles in nonperforming loan resolution and effort to resolve the non performing loan in BPR Walet Jaya Abadi. This is juridical empirical research that focuses on field study to get primary data that emphasize field data complemented with literary data with literary study, data was analyzed using qualitative method by describing primary data and secondary data, then it was interpreted and conclusion was drawn. The results indicated that for non performing loan caused by debtor�s default BPR Walet Jaya Abadi make underhand sale of fiduciary object by asking debtor to sell the fiduciary object voluntarily. However, when debtor cannot sell the fiduciary object, then based on joint agreement the bank may help selling the fiduciary guarantee. Result of the sale is conveyed to bank to repay the debt. This procedure is more efficient and more profitable for both parties than resolution through auction institution. Obstacle in implementation of fiduciary guarantee execution is debitor that is uncooperative and objecting fiduciary object drawing, sharp decrease of fiduciary object price due to incomplete object and long time process. Efforts to deal with the obstacles is asking authoritative institution when debitor objecting fiduciary object drawing.