MANAJEMEN RISIKO KREDIT PADA BANK UMUM NASIONAL DI INDONESIA BERDASARKAN JENIS PENGGUNAAN
| Main Authors: | , Retno Dadari, , Prof. Dr. Sukmawati Sukamulja, MM |
|---|---|
| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2012
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/98335/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=53481 |
Daftar Isi:
- The purpose of this study was conducted in order to to look for the combination of loan portfolio that produces the smallest credit risk by the type of use. Census method used in data collection. Types of data used were secondary data, including the monthly report of credit position in Indonesia's commercial banks based on the type of use during the period of 2004-2009. Based on the research, the following results are presented as follows. During the period of 2004-2009 the position of credits in national commercial banks which has the smallest risk according to the type of use contained in consumer credit--shop and shop-house, working capital loans--property, working capital loans--agribusiness, investment loans--property, and investment credit --agribusiness, and a combination of loan portfolio by type of use of national commercial banks in Indonesia that produces the optimal loan portfolio, namely the combination of agribusiness working capital loans, consumption shop and shop-house and, investment--agribusiness.