PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, NON PERFORMING LOAN, NET INTEREST MARGIN TERHADAP PROFITABILITAS PERBANKAN
| Main Authors: | , Kristian Mahardanu, , Prof. Marwan Asri M.B.A, Ph.D., |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2012
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/98249/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=53459 |
Daftar Isi:
- The objectives of this research is to analyze the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), and Net Interest Margin (NIM) to Return on Asset (ROA) as a proxy of profitability of the banking company listed on the Indonesia Stock Exchange (IDX) in the period 2007 to 2009. Data used in this study obtained from the annual published financial statements of banking companies IDX is listed on the period 2007 to 2009, published by each bank through the official website of the Indonesian Stock Exchange. After passing through the stages of a purposive sample, there were 22 banking companies that listed on the IDX is feasible to use. The results show that NIM and LDR variables have a significant effect on ROA, NIM has a Positive effect and LDR have a negative effect. Meanwhile CAR and NPL have no significant effect on ROA, the CAR and NPL have a positive effect. From both ratio that have a significant effect with ROA, LDR has a greater influence, with value of coefficient is -1.170. It is expected the bank to pay attention to liquidity to perform their intermediation function. Then from the ratio that have not significant with ROA (CAR and NPL) due at the time of study economic conditions in poor condition, so that the intermediary function of banks is not running well.