Analysis of Maximazing Wealth Growth to Solve Client'
| Main Authors: | , Anita Mustika Dewi, , Prof. Dr. Eduardus Tandelilin, M.B.A., |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2012
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/98157/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=53373 |
Daftar Isi:
- Wealth Management has been an increasing demand for everyone because basically every person has wealth to be managed, regardless the amount. This demand is accelerated by the increasing number of wealthy people, named as high net worth individuals or HNWIs, that require professional assistance in managing their wealth. Those that are classified into HNWIs come from many professions, including business people. The business is nor resistant against its environment and may experience the ups and down. Downturn of business is the basic financial problem that the client, Mrs. Hen, faces. This problem has reduced client�s surplus. Thus client wish to maximize her wealth growth as well as solving the declined surplus problem. From client�s financial problem there are two objectives of the study that formulated. First, author would like to investigate and interpret the client�s profile, that includes the risk profile, financial data, financial objectives and constraints. The second objective is analyzing and evaluating client�s current wealth portfolio. Recommendation and implementation plan provided to maximize the client�s wealth based on the client�s profile so that the declining cash inflow problem can be solved. From the data as well as the interviews collected, there are three client�s financial weaknesses that the author tried to solve: diversification, not yet utilized client�s risk tolerance in the current investment, and declining business. From the three alternatives proposed to the client, the first alternative is chosen because alternative 1 has the best performance based on coefficient of variation and sharpe ratio as well as the highest net worth growth, client prefers to concentrate to her business this year so that the business options can be implemented in the following year, and gold investment, which is client�s most favorite investment, is highest in term of cash value on alternative 1. By implementing alternative 1, the return of client wealth portfolio increases to 14.67% and risk declined to 4.63%. Surplus increases to Rp388,505,000 and net worth increase to Rp 14,528,227,133. The alternative portfolios proposed to the client have solved the first two alternatives but not yet the third weakness. Therefore the declined business is also being analyzed in order to provide business recommendation for the client. The recommendations are forming marketing division, asking professional interior designer assistance, and change the business into Perseroan Terbatas (PT) form.