DETERMINAN KREDIT BANK UMUM PADA PERIODE KRISIS DI INDONESIA TAHUN 2006.1 � 2009.6
| Main Authors: | , Nunik Rifa'atul Mahmudah, SE., , Dr. Muhammad Edhie Purnawan, MA. |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2011
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/90362/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=53042 |
Daftar Isi:
- This thesis aims to analyze the credit determinant of commercial bank during the crisis period in indonesia 2006.1 � 2009.6, both are from demand and supply side. Using equilibrium model, we use lendingrate real, lending capacity, NPL and CAR to explain credit supply. In the demand side, we use lendingrate real, MPI and exchange rate to explain the credit. By using Two Stages Least Squares (TSLS) method, this paper identifies that during the crisis 2006.1 � 2009.6 period the credit market is equilibrium and all variables in the model have significant influence except lending capasity. It because the commercial bank is over cautious in extending credit.