PERAN PERBANKAN DALAM PEMBERDAYAAN UMKM DAN PENGARUHNYA TERHADAP KETAHANAN EKONOMI MASYARAKAT (Studi di Bank Syariah Mandiri Cab. Kota Depok Prov. Jawa Barat)
| Main Authors: | , Heru Siswanto, , Prof. Drs. Kasto, MA. |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2011
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/89434/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=51887 |
Daftar Isi:
- SMEs have proved its resilience, especially when our nation's crisis over monetary and financial crisis, it indicates that the SME business sector as the main buffer that can absorb a lot of manpower. However, support for financing (working capital and investment as well as coverage of the necessary funding, etc.) against the development of SMEs are still very inadequate. In realizing the economic resilience of the people of the efforts is the empowerment of SMEs through the development of micro enterprises that can provide employment, competitive, and increase revenue. This study aims to determine a general description/objective conditions Syariah Bank Mandiri Depok Branch West Java province, explains how the role of Bank Syariah Mandiri Depok Branch West Java province in the empowerment of SMEs, to analyze the influence of the economic empowerment of SMEs to the resilience of the people of Depok. Research method used for the survey with descriptive analysis of the qualitative approach derived from secondary sources and primary data. The author examines the role of banks in order to empower SMEs in the framework of the economic resilience of the people who focused on the Bank Syariah Mandiri Depok Branch West Java Province. Sources of information derived from the literature related to the problems examined and interviews or interviews obtained orally from the subjects or respondents associated with the data from the research (secondary data and primary data). The results showed that: in support of government programs, Bank Syariah Mandiri obligation to provide debt finance to SMEs by not using collateral particular program issued by the government of the People's Business Credit (KUR). Planning in the achievement of its business is always monitored and supervised so that the target of credit financing is disbursed for the micro business really right in the development of its business and become independent of further growth and is not affected by the enactment of ACFTA. Intervention role of banks in the empowerment of SMEs is very helpful in the establishment, expansion and business development, thus providing more employment opportunities are wide open, but must also be balanced by an increase in qualified human resources so as to highly competitive which ultimately increase revenue. The success of improving the welfare impact to the community to become independent and strong and will indirectly show the family's economic security will further affect the economic resilience of the community that will eventually realize the national defense.