TINJAUAN YURIDIS PELAKSANAAN PEMBIAYAAN KENDARAAN BERMOTOR BERDASARKAN AKAD MURABAHAH DI BANK PEMBIAYAAN RAKYAT SYARIAH BANGUN DRAJAT WARGA YOGYAKARTA

Main Authors: , FADHLI ILHAMI UTAMA, SH., , Prof. Dr. Abdul Ghofur Anshori, S.H., M.H.
Format: Thesis NonPeerReviewed
Terbitan: [Yogyakarta] : Universitas Gadjah Mada , 2014
Subjects:
ETD
Online Access: https://repository.ugm.ac.id/134642/
http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=77605
Daftar Isi:
  • This Research aims to know implementation of motor vehicle loan on murabahah agreement at BPRS Bangun Drajat Warga Yogyakarta, and to know the efforts of BPRS BDW to settle the disputes in the implementation of murabahah agreement. This research was carried out by doing empirical juridical approach, which based on field research to gain primary data, and library reasearch to get secondary data. All the data were then qualitatively analyzed by using the method of deductive reasoning. The results showed that, first, the implementation of motor vehicle loan on murabahah agreement at BPRS Bangun Drajat Warga Yogyakarta, has been generally appropriate both to shariah law and the applicable regulations. The spesific characters of the murabahah agreement in BPRS BDW are, the growth of transaction on murabahah loan in BPRS BDW, which is consumptive loan, are inversely proportional to the growth of transaction on productive loan such as mudhorobah and musyarakah. Itâ��s not compliance with the principle of benefit, which is adapted in the Law No. 21 Year 2008 concerning Shariah Banking and the values of shariah principles