CREDIT SCORING ADAPTIF MENGGUNAKAN KERNEL LEARNING METHODS

Main Authors: , MUHAMAD RASHIF HILMI, , Prof. Dr.rer.nat. Dedi Rosadi, S.Si., M.Sc.
Format: Thesis NonPeerReviewed
Terbitan: [Yogyakarta] : Universitas Gadjah Mada , 2014
Subjects:
ETD
Online Access: https://repository.ugm.ac.id/131859/
http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=72368
ctrlnum 131859
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format Thesis:Thesis
Thesis
PeerReview:NonPeerReviewed
PeerReview
author , MUHAMAD RASHIF HILMI
, Prof. Dr.rer.nat. Dedi Rosadi, S.Si., M.Sc.
title CREDIT SCORING ADAPTIF MENGGUNAKAN KERNEL LEARNING METHODS
publisher [Yogyakarta] : Universitas Gadjah Mada
publishDate 2014
topic ETD
url https://repository.ugm.ac.id/131859/
http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=72368
contents Credit scoring is a method based on statistical analysis that used to measure the amount of credit risk. The most popular methods of classification adopted in the credit scoring industry are linear discriminant analysis and logistic regression. However, the method has some limitations. Those methods require the selection of variables for logistic regression and also the data must follow a certain distribution for linear discriminant analysis. Based on that information, it is difficult to automate the process of data modeling occurs when the environment or a population changes. Kernel method is one of the solutions to these problems. This method does not require effort and variable selection can always converge to the optimal solutions and provide the same results without encountering numerical problems or losing information. It enables modelers to design a credit scoring process dynamically in practice where decision model can be updated and improved with the arrival of new information.
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institution Universitas Gadjah Mada
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library Perpustakaan Pusat Universitas Gadjah Mada
library_id 488
collection UGM Repository
repository_id 2744
subject_area Karya Umum
city SLEMAN
province DAERAH ISTIMEWA YOGYAKARTA
repoId IOS2744
first_indexed 2016-09-14T18:34:17Z
last_indexed 2016-09-22T21:48:24Z
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