PERLINDUNGAN HUKUM BAGI MURTAHIN DALAM AKAD RAHN EMAS PADA BPD SYARIAH CABANG YOGYAKARTA

Main Authors: , Yulynda Karima Pratiwi, , Prof., Dr., Abdul Ghofur Anshori, SH., MH.
Format: Thesis NonPeerReviewed
Terbitan: [Yogyakarta] : Universitas Gadjah Mada , 2013
Subjects:
ETD
Online Access: https://repository.ugm.ac.id/126015/
http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=66203
Daftar Isi:
  • This study aimed to examine : ( 1 ) The legal relationship between rahin and murtahin in gold mortgage contract at BPD Syariah of Yogyakarta Subsidiary, (2 ) legal protection of murtahin in gold mortgage contract at BPD Syariah of Yogyakarta Subsidiary. Research on the Legal Protection Agreement Rahn Murtahin In Gold On Sharia Branch BPD Yogyakarta is a juridical empirical research , ie research conducted to obtain primary data with respect to the things that exist in the field by using a technique informant interviews. In addition, researchers using purposive sampling, where the sampling technique for a particular purpose. Purposive sampling means sampling can also specify a target specific groups, where the authors determined that a total of 11 respondents and interviewees, amounting to 2 people. Data obtained from both documents and the results of further research in the field is analyzed qualitatively and presented descriptively . The findings of the research: (1) that in terms of rights and obligations, murtahin been doing so well and agreed to implement the Agreement Rahn Gold with Rahin. Related to the rights and obligations are in accordance with murtahin Bank Indonesia Regulation Number: 7/6/PBI/2005 on Transparency Product Information and Use of Customer Personal Data, Circular No.. 7/25/DPNP as provisions implementing PBI. 7/6/PBI/2005, and Circular Letter No. Subject 14/16/DPBS Gold Ownership Financing for Sharia Banks. ( 2 ) Legal protection for murtahin considered to be executed in accordance with the applicable rules. Examples of analysis, namely the letter h on Transparency Policies Procedures Information contained in Circular No.7/25/DPNP mention that murtahin shall ask rahin to sign a form which contains a clause that the customer has understood and agreed to all terms of the utilization of Bank products , including the benefits, risks and costs inherent in the Bank Products. Murtahin already running what has become a duty, but if the parties do not fulfill their obligations rahin, it automatically murtahin protected by law, by reason of the provisions above .