PERBANDINGAN PENDAPATAN PRODUK INVESTASI DAN PRODUK PERBANKAN KONVENSIONAL DARI SUDUT PANDANG BANK: STUDI KASUS PADA PT BANK OCBC NISP CABANG ASIA AFRIKA BANDUNG
| Main Authors: | , Ina Kencanawati, , Prof. Dr. Marwan Asri., MBA., Ph.D. |
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| Format: | Thesis NonPeerReviewed |
| Terbitan: |
[Yogyakarta] : Universitas Gadjah Mada
, 2013
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| Subjects: | |
| Online Access: |
https://repository.ugm.ac.id/125588/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=65757 |
Daftar Isi:
- The banking industry is one among other industries that play a major role in the economy, not least in Indonesia. The income obtained by a bank is determined by the income received by the branches. The purpose of this study is to determine which is the most favorable product for sale, whether conventional banking product or investment product and how much different obtained from the sale of both products. The data used in this study is the quantity and volume of time deposit and mutual fund contained in Bank OCBC NISP Bandung Asia Afrika Branch for approximately one and a half year. The descriptive analysis method is used to perform a calculated income from each product as well as the changes that occur both to the quantity and volume of the two products. Results of the study showed that the sales of mutual funds is more profitable 0.08% compared to sales of time deposits when viewed in terms of the growth percentage. As for the difference in income until the end of the period obtained by the difference of Rp. 594 505 911, - with revenues greater on time deposits rather than on mutual funds.