Analisis Rasio Keuangan Untuk Memprediksi Pertumbuhan Laba Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2012-2014
Daftar Isi:
- This study aims to determine the effect of the Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA), Net Profit Margin (NPM), Return on Equity (ROE), the profit growth in the Banking Companies Listed in Indonesia Stock Exchange Period 2012-2014. Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA), Net Profit Margin (NPM), Return on Equity (ROE), partially and simultaneously significant effect on profit growth.Sample in this study is a company registered in the Indonesia Stock Exchange. The sampling technique in this research is purposive sampling. Data analysis method used is the classic assumption test (Test of normality, autocorrelation, Multicolinearity, Heteroskedasitas) and test multiple linear regression analysis with t-test, F, and the coefficient of determination (R2). In this study the data meet for a normal distribution. Hypothesis tests showed variable Loan to Deposit Ratio (LDR), Return on Assets (ROA) and Return on Equity (ROE) has significant influence partially on profit growth, while the variable Capital Adequacy Ratio (CAR) and the Net Profit Margin ( NPM) had no significant effect on the price of profit growth. In the F test showed that together variable Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA), Net Profit Margin (NPM), Return on Equity (ROE), a significant effect on growth profit and shows accuracy of the regression model was fit. Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Return on Assets (ROA), Net Profit Margin (NPM), Return on Equity (ROE) significantly affects the profit growth of 22.6%.