LOAN APPROVAL PREDICTION USING LOGISTIC REGRESSION AND EXTREME GRADIENT BOOSTING ALGORITHMS
Daftar Isi:
- In the savings and loan business or banking, it is very important to determine whether the borrower is able to pay or cannot repay the loan. This is very necessary in order to avoid losses. In this process, predictions to classify categories of borrowers including those who are able to pay or not, require a computer approach using machine learning with some of the algorithm methods, namely logistic regression and extreme gradient boosting. Both models can predict the outcome of the decision quite well with the acquisition of logistic regression 69% and extreme gradient boosting 82%. Which when compared to extreme gradient boosting has better results.