PERBANDINGAN PROFIT TESTING MODEL DETERMINISTIK DAN STOKASTIK PADA ASURANSI UNIT LINK
| Main Authors: | YUNITA, VALERIA TRISNA, WIDANA, I NYOMAN, HARINI, LUH PUTU IDA |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University
, 2018
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| Online Access: |
https://ojs.unud.ac.id/index.php/mtk/article/view/39898 https://ojs.unud.ac.id/index.php/mtk/article/view/39898/24233 |
Daftar Isi:
- Profit testing is a method to find out the potential loss or gain of unit link life insurance product. Unit-link life insurance is a combination of life insurance and investment. The aim of this research was to determine the potential benefits or losses of unit-linked life insurance products using a deterministic model and stochastic model. The calculation result using these model for a policy issued to a life aged 35, 45, and 55 and the benefit is paid till age 99 showed that the profit which insurer can claim only for insurance issued to a life age 25 years old.