PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, BOPO, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS
| Main Authors: | Korri, Nyoman Tri Lukpitasari, Baskara, I Gde Kajeng |
|---|---|
| Format: | Article info application/pdf eJournal |
| Bahasa: | eng |
| Terbitan: |
Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Udayana
, 2019
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| Online Access: |
https://ojs.unud.ac.id/index.php/Manajemen/article/view/48128 https://ojs.unud.ac.id/index.php/Manajemen/article/view/48128/32176 |
Daftar Isi:
- Penelitian bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio, Non Performing Loan, BOPO, dan Loan to Deposit Ratio terhadap Profitabilitas. Penelitian menggunakan pendekatan asosiatif kausal yang dilakukan pada Bank Umum Swasta Nasional di Bursa Efek Indonesia periode 2015-2017. Jumlah sampel yang digunakan sebanyak 32 Bank Umum Swasta Nasional di Bursa Efek Indonesia. Metode pengumpulan data dalam penelitian menggunakan metode observasi non partisipan. Teknik analisis yang digunakan adalah regresi linier berganda yang diolah dengan program SPSS dengan teknik penentuan sampel purposive sampling method. Berdasarkan analisis yang telah dilakukan, didapatkan hasil bahwa CAR berpengaruh positif tidak signifikan terhadap profitabilitas. LDR berpengaruh positif dan signifikan terhadap profitabilitas. NPL dan BOPO berpengaruh negatif signifikan terhadap profitabilitas. Kata Kunci: CAR, NPL, BOPO, LDR, profitabilitas
- The study aims to determine the effect of Capital Adequacy Ratio, Non Performing Loans, BOPO, and Loan to Deposit Ratio on Profitability. The study used a causal associative approach conducted at the National Private Commercial Banks on the Indonesia Stock Exchange for the period 2015-2017. The number of samples used is 32 National Private Commercial Banks on the Indonesia Stock Exchange. The method of collecting data in research uses the method of non-participant observation. The analysis technique used is multiple linear regression which is processed by the SPSS program with a sampling technique of purposive sampling method. Based on the analysis that has been done, the results show that CAR has no significant positive effect on profitability. LDR has a positive and significant effect on profitability. NPL and BOPO have a significant negative effect on profitability. Keywords: CAR, NPL, BOPO, LDR, profitability