PENERAPAN PRINSIP 3R (RESTRUCTURING, RESCHEDULLING, RECONDITIONING) DALAM IMPLEMENTASI PERATURAN OTORITAS JASA KEUANGAN NOMOR 11/POJK.03/2020 TENTANG STIMULUS PEREKONOMIAN NASIONAL SEBAGAI KEBIJAKAN COUNTERCYCLICAL DAMPAK PENYEBARAN CORONAVIRUS DISEASE 2019

Main Author: Hapsari, Riana
Format: Book application/pdf Journal
Terbitan: UI Scholars Hub , 2022
Subjects:
Online Access: https://scholarhub.ui.ac.id/dharmasisya/vol1/iss4/33
https://scholarhub.ui.ac.id/cgi/viewcontent.cgi?article=1156&context=dharmasisya
Daftar Isi:
  • Abstract Bank is a financial intermediary institution that functions as a public funds collector and then distributes these fund to the public. In general, the distribution of funds to the public by banks in the form of lending has a risk problem, namely the risk of credit returns, causing high Non Performing Loans (NPLs) from banks. One of the factors causing the high NPL is a pandemic (force majeur) such as what happened with the Corona Virus Disease 2019 (COVID-19). The Financial Services Authority (OJK) as the banking regulator takes economic stimulus policies as a countercyclical impact of the spread of COVID-19 as stipulated in the Financial Services Authority Regulation (POJK) Number 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy On The Impact of Spread of Coronavirus Disease 2019. Keywords: Banking, Credit, Credit Restructuring